Savings is not for TODAY,it is for TOMORROW!!!!!!!!!

Money flows through every ones hand but very few only holds the money firmly. Without some basic attitude, you cannot save money in this fast moving modern world. In economics these basic things are called as "Factors of Production". For every economic activity  the land manpower and money are the basic needs and they are the factors of production.


You may think loans can be availed easily but in reality  the lenders are verifying your repaying capacity and your bonafied.  Even for a home loan the banks are asking for the margin money from the borrower. In this case your savings only will give you a hand.




Even a skyscraper is built with small small bricks only. If you start to save money right now it will accrued  to a large sum tomorrow.
What ever may be your earnings weather  it is in thousands or in lakhs, your needs also more than that of your earnings,hence whatever be the income you have to save a small portion of your earnings.


In this fast changing world, your savings only will give you a hand in your future needs. hence you start savings from this New year itself.
Once you decided to save money there are various ways to save. You can invest in recurring deposits in banks and if you are a salaried person you may voluntarily invest more money in P.F or you  you may invest in systematic investments plans(SIP).
Last but not the least  Every building is built by small small bricks only.

When there is blood in the streets, You buy property

There is a popular saying “ When there is blood in the Streets, You buy Property. In the Hollywood Movie ‘The Inside Man’ the sentence was used frequently to describe situation of Character in that Movie making money during world war.


The saying would surely fit for the Investments decisions. Whenever there is a decline in the price of the assets whether it is Stocks or Bullion or Real Estate, they are bound to come up from low levels. But it may not be immediately but surely it will rebound atleast after some time.


But the emotional setup of all Investors at that time would be biased towards panic. They will be following the herds. Herd Mentality would set in which would surely ensure the Investors not to take rational decisions.


But the history shows whenever there is panic in any Market that is the best buying opportunity and it is mostly missed by most Investors. Investment decisions should be taken in a particular asset when others are selling. This is called the contrarian thinking.


The best Investment chances came when everybody was in Panic about the particular Market. In future, we may see a panic situation in the any market. We should see that an Investment opportunity, instead of joining the herd.






The contrarian thinking says ‘you buy property when others are selling’.