Increase Your Income By Investing A Little Time

The increase in income may go through several things: financial investments, overtime, promotion, etc. But you can also easily increase your income by investing a few hours a week and a bit of money upfront. The theory is simple: in addition to your work, you can invest a little of your time (approximately equivalent to 10% of the hours spent at work) to generate alternative income. Working for yourself is much nicer than having to work for others, and much more satisfying when you reap the benefits. Large cash flow is a little hard to get at first, but it may end up paying. The trick is to know, what to do to get more money. The most important choice is to take an activity that does not require too much time (not to exceed 5-10 hours per week).

If the chosen activity is done, it can increase your additional income to several thousand Euros per year very quickly. Personally, I strongly advise against trying to make money with online surveys or websites that offer reward systems, etc. You rarely touch the money in cash, sometimes rewards, and often the site in question may prove to be a scam which does not pay. We must not go after this type of site as Source (s) of alternative income. It is better to turn to other types of activities: gardening (many economies) blogging (paying little at first, but generates hundreds each month after 1 or 2 years of operation, and constantly rising), freelancing (choose something you can do and offer it as a service), etc.. Finally, it pays a lot more money doing something you like. It is not because you work better, but because you are more motivated to work.

 I suggest you diversify your income with an activity related to your interests. Still, the lesson to be learned from this post is that it is not always enough to put money aside for retirement, sometimes we also know that money to work to your advantage. I also advise you to continue to set aside money for your retirement, but also increase your income by investing a little time and (very) little money. Your goals for retirement accumulated capital will be achieved much faster. Do you already have diversified sources of income of your own?

The New York Stock Exchange Current Trend

While some experts feared the downward effect of New York Stock Exchange might have lead to short-term maturity of U.S. budgetary and fiscal measures, the New York Stock Exchange seems - for now - to ignore such considerations. Better yet, the Dow Jones, its flagship index posted its fifth consecutive day in a record close, rising 0.35%, or 50.22 points, to 14 447.29 points, the Nasdaq gaining for its part 0.26%, or 8.50 points to 3252.87 points, which is something that had not seen since November 7, 2000. The broader index of Standard & Poor's 500 meanwhile rose 0.32%, or 5.04 points to 1556.22 points, grazing near its highest closing level (1565.15 points) taken October 9 2007. Reasons for this surge: the Friday announcement of a lower U.S. jobless rate to 7.7% in February. A new boom is even possible if you believe some analysts saying the recent passing of a new record for the S & P 500 would be a very positive psychological effect on brokers and investors, this index is considered by many them as the benchmark. Currently, the markets do not seem to expect a decline in the short term, although some experts are already predicting that such high levels cannot be maintained for very long. In the end, the good performance of the stock market will give some surprise, especially such a flight can be maintain until any changes in the global atmosphere. In contrast, industrial production in China had its slowest pace since 2009 in the period January-February. In Europe, the political crisis in Italy is rather seen negatively by investors, who fear that a coalition government is formed not long before. Context compounded by the demotion of a notch on the rating of the country made Friday by Fitch. The U.S. budget deadline of March 27 is fast approaching, which could be synonymous with closure of non-essential services administration and fiscal cliff. Elected officials do in fact have a few days to complete a law funding covering the last six months of the current fiscal year. Recall that on March 1, came into force automatic cuts in spending from the federal government 85 billion over the next seven months.

European Financial Stability Fund

The European Financial Stability Fund (EFSF) commonly known as European Relief Fund is a mutual fund claims approved by the 27 Member States EU May 9, 2010, to preserve financial stability in Europe by providing financial assistance to states in the Euro area economic difficulty. The EFSF has its headquarters in Luxembourg. The European Investment Bank provides cash management services and administrative management in the framework of a service contract. Created May 9, 2010, the EFSF could not be intervening after having been ratified by 90% of Member States; this threshold has been reached on 4 August 2010.

The agreement was ratified by the three Member States (Belgium, Slovenia and Slovakia) in early December 2010. Following the summit of the Euro group of 11 March 2011 bringing together the leaders of the Euro area, an agreement was reached to increase the effective capacity of the EFSF intervention to 440 billion Euros, with an increase guarantees the states of the Euro area. Moreover, since the summit, the EFSF has the right to buy the primary debt, that is to say, newly issued, states. Thursday 21 July 2011, the European decided to expand the EFSF's role: it can now buy government bonds on the secondary market, participate in the rescue of troubled banks lend to States in a difficult situation. Its action is subject to the unanimous opinion of the participating countries and the European Central Bank.

 These provisions do not come into effect after ratification by national parliaments. The first bonds of the European Financial Stability Facility were issued on 25 January 2011. The EFSF placed its first five-year bonds for an amount of 5 billion Euros in financial support joint EU / IMF to Ireland. Investor interest was exceptionally strong, with an order book of 44.5 billion Euros sales offers. If the EFSF has not been activated, it would end after three years, that is to say on 30 June 201 3. The Fund will exist until the last obligation has been fully repaid. Both funds will be replaced in 2013 by the European Stability Mechanism.

Oil Trading!

Oil is a raw material which is now become increasingly rare and therefore sought, and usually one of the most requested asset from traders and especially those who have chosen trading options: in fact, the oil and news often pair; one does not go without the other. Because oil is owned by a small handful of states producing together under the name OPEC, any event that happens in one of these states has a direct impact on the price of oil which then sees his current fluctuations through the world. The investment in oil drilling reached a record high in 2012, and the number of offshore projects got momentum. Meanwhile, the oil services industry regains its record levels of activity in 2009 in all segments: geophysics, drilling, offshore construction. United States, fracturing (used to exploit shale gas) focused $ 50 billion investment, or 20% of total drilling investments in the world.


This dynamism intensified competition strong among Chinese and Korean companies on these activities. In refining, the contrast is widening between Europe and the United States, where production capacity stagnated and Asia / Middle East which concentrate 80% of refinery projects. IFP expects a price of about $ 100 per barrel in 2013, after an average of $ 110 in 2012, but rising oil prices could resume in case of war with Iran or Syria. Oil Trading carries many benefits. More reports are available to traders to understand the market trends. These include among others, regular publications and the reports and forecasts of oil producing countries. In addition, this type of trading provides benefits up to 100%. Thus, this sector presents a great risk control.

It allows a diversification of investment returns. Finally, you can access many online brokers very easily. Investing in oil can be a good start in binary options. It does not necessarily have previous experience significant knowledge. However, to successfully accumulate profits, place heavy investment and long term. Oil trading is the fastest way to get gains. So it is up to you to make the appropriate choice for binary option bonus from the asset.

Why you should invest in Gold?

The Periodic Table of Commodity Returns in a user friendly format shows a decade of results across 14 different products. Last year, 11 products have increased in value with the wheat harvest in top of the list after experiencing quite a decline in 2011. Then later the following metals lead, zinc, natural gas and platinum entered the race for the rich. Their values have seriously increased in 2012, 2011 being the year of the falls. Only 3 products declined throughout year 2012: crude oil fell nearly 7% after an increase of 8% the year before. Nickel declined for the second consecutive year. In 2012, the metal has lost 9%, while in 2011 it had dropped to 24%.

 Coal is the least performed product than all other products in 2012, falling by nearly 17%. It had a bad dead lately. In fact, this product has no known heyday for the last 5 years (although in 2010 the metal is Designed an increase of 31%). As we can see in the table, the products often suffer from significant price fluctuations from one year to another due to many factors affecting supply and demand as government policies, trade unions and strikes currency volatility. This is why when it comes to commodities and commodity producers, many investors decide to hand to portfolio managers who understand the industry products and global trends that may crack on each product.

 For example, gold and mining companies: After investing in the gold industry for decades, we noticed several facts about gold continue to surprise investors. Here are few of the most recent developments: Gold has grown steadily for more than a decade. While the yellow metal has had its ups and downs in 2012, gold continues its course. It finished the year up 7%. It's been 12 years that gold is rising. The table shows the position of the other gold products every year. What is fascinating is especially the recurrence of this cyclical increase over three years compared to other products. This scheme would allow predicting that the year 2013 would be the springboard for a sharp rise. Gold should be a strong product in 2013.

It seems that the printing will continue to operate against the wishes of some central banks balance sheets. Gold will know good days of coming months. Let's take a look at the projected increase in the balance sheets: as% of GDP (GDP) of the ECB, the Bank of Japan, the Federal Reserve of the United States and the Bank of England in 2013. It is estimated that the ECB's balance sheet reaches almost 50% of GDP by the end of the year. The Bank of Japan is located just behind the ECB with a balance that is close to 35% of GDP. Can we rely on these assessments? If we take into account the reckless actions of central banks, it would be better to hold gold as paper. Interest rates do not go red, gold still keep its brilliant shine for another good year. Gold is the product which is less volatile in the table. This may be surprising but gold is the least volatile of the 14 products. The last 4 years have been better than we thought. Gold knows a good rise since 2009. 2013 should confirm this upward curve.