Shares and Bonds

When we purchase a share of stock, we are in fact getting ownership in the company in which we are investing. As a result, we share in both the profits and losses of the company the whole time the years. We’d probably want to pay attention to news that affects both the market and the economy in general. A bond does not embody ownership in a corporation where as stock entitles you. The company may sell bonds as an alternative to issuing stock. Rather than owning a piece of the company, the bondholder becomes a creditor the company. The company will be paying back over the life of the bond. The difference is that the return you will earn on your money as a bondholder is generally a fixed percentage annually. If the bond is for 5 years, you will get interest each year for the next 5 years, and then our investment returned to you at termination date. In the short term, we lose money in the stock market than the bond market.

Reliability Of Shares

Shares of reliability, often initiated by the trades and in consultation with the project owners, are intended to identify areas of non-quality, identify the causes and identify pragmatic ways to mitigate or delete.

The first actions are almost always in the form of manual corrections. These projects mobilize substantial charges to align the repository with the reality-duplication, enhancement or correction of signs, etc ... In addition, these actions if they can have a satisfactory short-term, must be renewed frequently to maintain quality and fight against the progressive drift.

In the long run, it is best to think of more sustainable solutions and, in this regard, the levers are very diverse appointment of quality managers in the contributing entities, workflow validation of customer data, standardization of concepts , comparisons with external sources, management of several criteria of uniqueness ... The possible solutions are many but their cost, period of implementation and impact on data quality is variable. However, the prioritization of these actions is often subjective: some effects more "visible" are given priority while others are ignored because their quality impacts are unknown.

The success of the business plan requires a continuous improvement in performance. It should be laid down in processes that involve the third party repository, a real cornerstone of the IF bank. Based on the quality approaches used in industry (six-sigma, Total Quality Management ...), the virtuous cycle is divided into five phases: definition of indicators and quality objectives of the standard, indicators measuring, analyzing results, identifying actions to improve the quality control of the effect of implemented solutions. We propose in this article, to limit ourselves to the first two phases that we consider most important.